A RARE, ONE-OF-A-KIND home in prestigious RIDGEWOOD ESTATE, Monroe! This fully upgraded 5-bedroom, 4-bath contemporary sits on a quiet cul-de-sac, offering luxury, efficiency, and modern design. A dramatic two-story foyer opens to a spacious family room and designer kitchen with oversized windows overlooking a private wooded backyard. The expanded chef's kitchen features Wolf & Sub-Zero appliances and is ideal for everyday living and entertaining. The first floor includes radiant heated floors, plus a bedroom and full bath, perfect for guests or flexible living. All bathrooms are fully renovated with premium finishes and lifetime warranties on faucets and showers. The primary suite offers a private balcony, and the fully finished lower level with exterior access includes a half kitchen ideal for added living or entertaining space. Enjoy outdoor living with a covered patio, deck, and built-in kitchen. Upgrades include a 2-zone system with 3 thermostats, Cat 6 wiring, EV charger, energy-efficient hurricane-resistant windows, water softener, and filtration system. Major value features: Owned solar panels (approx. $8,000/year savings), radiant floors (approx. $1,000/year savings), and a newer roof (less than 4 years) with a 55-year warranty an estimated $50,000 advantage. Move-in ready. Exceptionally upgraded. Unmatched in design, efficiency, and setting. This is not just a home, IT'S A STATEMENT.